Bankruptcy | Charleston, IL | Brankey & Smith, P.C. | 217-345-6222

Take the steps toward a brighter financial future.

Bankruptcy | Charleston, IL | Brankey & Smith, P.C. | 217-345-6222

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Move forward by putting your financial troubles behind you

At Brankey & Smith, P.C. our focus is on a single goal - allowing you to find the financial relief you or your business needs to get back on solid ground.

Filing for relief under the bankruptcy code is a major decision, and not one that should be entered into lightly. Please call today for a free consultation to find out if filing for bankruptcy is right for you and, if so, how to promptly and effectively move forward.

  • Chapter 7
    • Under the Bankruptcy Code, Chapter 7 deals with liquidation. The debtor must turn his or her nonexempt property, if any exists, over to a trustee, who then converts the property into cash and pays the debtors' creditors. In return, the debtor receives Chapter 7 discharge, if he or she pays the filing fee, is eligible for the discharge, and obeys the orders and rules of the bankruptcy court. 
  • Chapter 11
    • Chapter 11 is the chapter of the Bankruptcy Code that permits a person or business to reorganize while obtaining protection from its creditors. Chapter 11 of the Bankruptcy Code is entitled "Reorganization." The Bankruptcy Code is the name given to that portion of the federal laws that deal with bankruptcy.
  • Chapter 13
    • Chapter 13 allows a person to repay all or a portion of his or her debts under the supervision and protection of the bankruptcy court. The debtor must submit to the court a plan for the repayment of all or a potion of his or her debts, and the plan must be approved by the court to become effective.

Put the debt, the stress and the threats in their right place - the past

Have you been stressed over the non-stop calls, notices and threats? Brankey & Smith, P.C. can help you put a stop to it all. And not only that, you’ll have the opportunity to take back control over you life.


  • Wage Garnishments
  • Repossessions
  • Creditor Harassment
  • Lawsuits
  • Tax Collections
  • Foreclosures
  • Student Loan Collections
  • Driver License Suspension
    • Due To Financial Responsibility Law

Give yourself the second chance you deserve.
Call today for a confidential, no-obligation free consultation.


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